Australians are holding more crypto than ever. Over six million people here have owned Bitcoin, Ethereum, or stablecoins. But turning that crypto into something you can actually spend – coffee, groceries, rent – has always been harder than it should be.
Crypto debit cards were supposed to solve this. Instead, most options came with trade-offs: giving up custody to a centralised exchange, clunky apps, or hidden fees. Some cards, like Binance’s Visa, aren’t even available to Australians anymore.
This guide compares the top crypto debit cards you can use in Australia today. We’ll break down how Crypto.com, BitPay, and CoinJar stack up, and why Hana Wallet is the best alternative if you actually want to use your crypto like money.
What is a Crypto Debit Card?
A crypto debit card connects your wallet to the payments network (Visa or Mastercard). At checkout, your crypto is converted into AUD, and you pay like you would with any bank card.
The catch is in how the card works behind the scenes. Most cards are custodial: you deposit your crypto into their system, and they control it until you spend. That means exposure to hacks, lockouts, or confusing withdrawal rules.
Hana is different. It’s the only non-custodial card in Australia. You hold the keys to your crypto, while the app makes the spending simple.
What Makes a Good Crypto Debit Card in Australia?
When you’re choosing a card, here’s what matters most:
Ease of use: Does it feel like a modern money app, or like managing an exchange account?
Transparency: Are fees and FX spreads clear? Or buried in the fine print?
Custody: Do you keep control of your assets, or does the exchange hold them?
Availability: Is the card actually live and usable in Australia? (Binance isn’t.)
Everyday utility: Can you buy coffee, groceries, and flights, or is it a marketing stunt?
Top Crypto Debit Cards in Australia (2025)
Crypto Debit Card Comparison
Crypto.com Card
- Pros: Wide support, strong rewards program.
- Cons: Fully custodial. Rewards require staking lockups and tiering that confuses most users.
BitPay Card
- Pros: Long-running brand, supports Bitcoin and Ethereum.
- Cons: Custodial, limited tokens, clunky UX compared to modern neobank apps.
CoinJar Card
- Pros: Australian exchange with a working debit card.
- Cons: Custodial, basic experience, limited crypto support.
Binance Card (Unavailable in Australia)
- Once popular, but Binance suspended its card service for Australian residents.
- As of 2025, it’s not an option for Australians.
Why Hana Wallet is the Best Choice in 2025
Most crypto debit cards make you choose: control or convenience. You can either hand your coins to an exchange for the promise of rewards, or wrestle with clunky tools that never quite feel ready for daily life.
Hana Wallet was built to end that trade-off.
It’s live today in Australia with a Mastercard you can tap anywhere, from your morning coffee to your monthly rent. You stay in control the whole time, because Hana is fully non-custodial. Your keys never leave your hands.
Behind the scenes, the app does the heavy lifting. Swaps happen instantly in-app, balances are clear, and fees are transparent. No bridges, no lockups, no surprises. Just one clean mobile app that feels more like Revolut than a crypto wallet.
For Australians who want to actually use their crypto without the stress of giving it up to an exchange, Hana is the only choice that delivers both ownership and everyday usability.
Hana is the Best Crypto Debit Card in Australia
Crypto.com, BitPay, and CoinJar all work in Australia, but come with trade-offs. And Binance? It’s no longer even an option for Australians.
Hana Wallet offers the only card that combines true self-custody with a live Mastercard you can use across Australia. One clean app where you can hold, swap, and spend, without the headache of bridges, lockups, or hidden fees.
For Australians who want crypto to work like real money, Hana is the simplest and safest way forward.
Download Hana Wallet today. Swap, tap, and spend without the stress.